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Buying your next home while selling your current one can feel like walking a tightrope. The timing doesn’t always line up, and the stress of this can be high. Where will you live, what about the kids, will you need to rent, where will you store your household goods? This pressure can lead to rushed […]

Thinking of renovating in 2026? Maybe your home needs a new kitchen or a new living room? Or you may be wondering if selling up and buying a new home is a better step because your current one is a little tired, or you need to make more space for a growing family.  If you […]

Buying a home or refinancing is one of the biggest financial decisions you’ll make, and who guides you can mean a significant difference to not just your loan repayments, but your long term goals. I focus on personal service, practical advice, and long-term relationships. Here are seven ways working with me at Keystone can save […]

    Buying a home or refinancing your loan is one of the biggest financial moves you’ll ever make. It can also be one of the most complicated. Between lenders, loan types, government schemes, and stacks of paperwork, it’s easy to feel overwhelmed before you’ve even started. That’s where a mortgage broker comes in. Instead […]

If you’ve owned your home for a few years, there’s a good chance you’ve built up equity without even realising it. Equity is the difference between your home’s current market value and what you still owe on the mortgage. This equity you’ve created can be used to fund a range of other things you may […]

Are you feeling the pressure of juggling multiple debts? Having credit cards, personal loans, and car finance debts on top of your mortgage can make you feel like you’re constantly treading water. Consolidating these debts into your home loan could be a way to ease the pressure by having just one simple repayment? It can […]

You may love your home… but suddenly, it’s not quite big enough. Maybe the kids are growing, you’re working from home more often, or you’re simply ready for a bit more breathing room. Whether it’s adding a new bedroom, updating your kitchen, or planning that deck out the back for summer BBQs, the question is: […]

For more than 18 years, I’ve been helping first home buyers take that exciting step into home ownership. With changing interest rates, ever-changing loan options, and loads of information out there, it’s easy to feel overwhelmed. I’ve seen many first home buyers go through a smooth and exciting journey to owning their first home, and […]

To make home ownership more attainable, the Labor government is set to expand the Home Guarantee Scheme (HGS) in January 2026, marking a significant shift in Australia’s housing policy landscape. This expansion is designed to open the doors of home ownership to a broader range of Australians, offering a lifeline to first-time buyers who have […]

When following financial news or reviewing your home loan, you’ll frequently encounter two key terms: the cash rate and interest rates. While interconnected, these rates play distinct roles in Australia’s financial system. Understanding their differences helps explain why your mortgage repayments might change even when the official rate stays steady. The Role of the Cash Rate The Reserve […]