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- 673 Plenty Rd, Reservoir VIC 3073
- 0430 511 500
- glen@keystonemortgagebrokers.com.au
- Office Hrs: Today 9.00am to 6.00pm
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Understanding the Expanded 5% Deposit Scheme: A New Dawn for First Home Buyers in Australia
To make home ownership more attainable, the Labor government is set to expand the Home Guarantee Scheme (HGS) in January 2026, marking a significant shift in Australia’s housing policy landscape. This expansion is designed to open the doors of home ownership to a broader range of Australians, offering a lifeline to first-time buyers who have […]
Understanding the Difference Between Cash Rate and Interest Rates
When following financial news or reviewing your home loan, you’ll frequently encounter two key terms: the cash rate and interest rates. While interconnected, these rates play distinct roles in Australia’s financial system. Understanding their differences helps explain why your mortgage repayments might change even when the official rate stays steady. The Role of the Cash Rate The Reserve […]
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