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Smart Business Consultancy
in New Milton

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Contact Info

  • 96 Queen Park, Los Vegas, USA
  • +1 800 555 44 00
  • mail@example.com
  • Office Hrs: Today 9.00am to 6.00pm

First Home Buyer

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Lean On My 18+ Years Experience.

Trusted Mortgage Broker Services For First Home Buyers in Melbourne

Buying your first home? You don’t have to figure it out alone.

Over the last 18+ years, I’ve helped many first home buyers take that exciting first step, without the stress. The property market can feel overwhelming, especially with rising interest rates, changing loan features, and all the different options out there. That’s where I come in.

I’ll guide you through the process from start to finish, explain everything clearly, and help you access competitive loans from over 50 banks and lenders. I’ll also help you understand what government support is available - like the First Home Guarantee - and how to make the most of your borrowing power.

You’ll have one point of contact (me!), and you won’t pay a fee for my service. Let’s chat about what’s possible so you can stop wondering and start planning your move into your very own home.

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Quick Response

In free hour when power prove all prevent.

Let’s make your first home happen – with confidence.

As your trusted mortgage specialist, I bring experience, industry know-how, and a real understanding of what it means to juggle work, family, and finances. I take the time to listen and offer tailored advice that aligns with your goals, whether it’s building equity, managing repayments, or getting the keys to your very first place. Ready to stop renting and start owning?

Give me a call and let’s get started

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our successive work process

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Smart Tips for First Home Buyers

Do your research

Start by exploring properties in your price range, not just in your dream suburb, but in neighbouring areas too. The more open you are, the more options you’ll find. Check recent sales, attend local auctions, and chat with real estate agents to get a feel for the market. When you spot a property you love, consider getting a professional valuation.

Set a firm budget and stick to it

Your budget should be your maximum, not a starting point. Stretching beyond what you can comfortably afford could lead to financial stress down the track. Stay within your limits and avoid debt regret.

Keep emotions in check

Buying your first home is exciting but try not to let emotion override your common sense. If you’re making a lower offer, back it up with fair reasons. Negotiating respectfully helps keep things on track.

Look where there’s more choice

Target areas with a good volume of listings. More properties for sale usually mean less buyer competition and better negotiation opportunities.

Be realistic, not perfect

It’s easy to hold out for the “perfect” home, but don’t overlook great options chasing something ideal. Prioritise your must-haves and stay open to possibilities.

Ask why the property is being sold

A motivated seller might be under time pressure or looking to offload quickly. Ask questions because you may uncover valuable insights that can strengthen your position in negotiations.

Did you know I can also help you get other loans?

Home loans aren’t the only thing I can assist with. If you’re planning to grow your property portfolio, refinancing, or thinking about starting or growing your small business, I can help you secure finance that’s competitive, flexible, and suited to your goals.
Small biz loans
investor loans
refinancing

Access the most competitive rates from over 50 major banks and lenders

Work with me and I’ll save you time and money by opening the doors to a wide range of major lenders and loan options. I’ll bring you a personalised and tailored best-fit solution that supports you to create equity and financial stability.
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Keystone Brokers

What My Clients Say

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    FAQ’s

    • What services do you provide for first home buyers?
      I help you understand how much you can borrow, get pre-approved, compare loan options, apply for first home buyer grants, and guide you through the entire loan process from start to finish. I’ll also handle the paperwork, speak to the lender on your behalf, and keep things on track right through to settlement. My goal is to make the whole thing feel manageable and give you the confidence to move forward at your own pace.
    • How much deposit do I need to buy my first home?
      It depends on the lender and whether you're eligible for any government support. In most cases, you’ll need at least 5 to 10 percent of the property price. I can help you understand what’s realistic based on your income and expenses, and look at options like low deposit loans or guarantor support if you need a hand getting started.
    • Can I use the First Home Owner Grant or other schemes?
      Yes, and I’ll help you determine if this is a smart step for you, navigate the process, and work out exactly what you’re eligible for. Between the First Home Owner Grant, stamp duty concessions, and the First Home Guarantee scheme, there are a few ways to get a boost. I’ll guide you through the application process and make sure you get every benefit you’re entitled to.
    • Do you charge for helping first home buyers?
      No, there’s no cost to you. My service is completely free because I’m paid by the lender once your loan settles. You’ll get personalised advice, help with grants and paperwork, and full support from start to finish, all without any fee. If there’s ever a situation where a fee might apply, I’ll be upfront about it before anything goes ahead.
    • I’ve never bought a house before. Where do I start?
      That’s exactly why I’m here. I’ll help you understand your borrowing power, explain how the loan process works, and guide you through each step without the overwhelm. From pre-approval to settlement, I’ll be by your side to answer questions and keep things moving smoothly.
    • What if I’m not quite ready to buy?
      No problem. Even if you're six to twelve months away from buying, it's a great time to check in. I can help you map out what deposit you’ll need, clean up any credit issues, and set a realistic savings plan so you're in a strong position when the time comes.
    • Do you only help with lenders I can’t go to directly?
      Not at all. I work with more than 50 lenders, including the big banks, but I’m not tied to any one in particular. I’ll compare all your options and explain the differences so you can choose the loan that works best for you. If I ever think you're better off going direct, I’ll tell you that too.
    • Where in Melbourne do you offer support for first home buyers?
      I’m based in Preston and regularly help first home buyers across Reservoir, Thomastown and the wider Melbourne area. Whether you're buying nearby or looking a little further out, I can help you get your finance sorted and guide you all the way through.