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Serviceability buffer and what does it mean?
1 August 2023
In these times of greater cost of living pressures coupled with higher interest rates, those looking to obtain housing finance or refinance their existing loan can face a stricter test from lenders to secure that mortgage. Lenders are required to examine a borrower’s ability to repay a loan at a
Read moreNew Era for the Reserve Bank
25 July 2023
Changes are afoot at the Reserve Bank of Australia (RBA) with the federal government appointing Michele Bullock as the RBA’s first female Governor. The current RBA Deputy Governor has been tasked with implementing a raft of changes to the central bank’s operations which will be important to all brokers. She
Read moreSaving tips: Creating an effective budget for FY24
11 July 2023
With the new financial year looking to be another challenging period of cost-of-living pressures and higher interest rates, a finance broker can show you how to manage your budget more effectively. You will be amazed how much can be saved in a relatively short time. Whether your goal for the
Read moreReasons to review your existing home loan
4 July 2023
It never pays to be complacent when it comes to your finances and setting and forgetting your home loan can be costing you money. ‘Should I review my mortgage?’ is a question brokers are often asked, and the short answer is: YES! It’s always important to undergo a financial health
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