Contact Info
- 673 Plenty Rd, Reservoir VIC 3073
- 0430 511 500
- glen@keystonemortgagebrokers.com.au
- Office Hrs: Today 9.00am to 6.00pm
Mortgage Broker Northern Suburbs Melbourne
Your Local Mortgage Broker In Melbourne's North.
Trusted Mortgage Broker Services Across Melbourne's North
Looking for a mortgage broker in Melbourne's northern suburbs? I'm Glen Stokes, and I've spent more than 18 years helping people across the north secure the right home loan. My office is on Plenty Rd in Reservoir, and I live and work in the same suburbs my clients are buying in.
As a broker, I work for you, not the bank. I compare home and commercial loans from more than 50 lenders, handle the paperwork and negotiations, and guide you from first chat to settlement with one point of contact the whole way through.
The suburbs I serve
Most of my work is in the inner and middle north, including dedicated local pages for:
Mortgage broker Preston
Mortgage broker Reservoir
Mortgage broker Thornbury
Mortgage broker Coburg
Mortgage broker Northcote
I also work with clients in Thomastown, Kingsbury, Bundoora, Fawkner, Brunswick, Heidelberg West and right across Melbourne's north. Distance is never a problem: phone and video appointments work just as well as a kitchen-table chat.
Why northern suburbs buyers use a mortgage broker
The north is not one market. Full blocks in Reservoir, period homes in Northcote and Thornbury, new townhouses in Preston and Coburg, and apartments along the train lines all get assessed differently by different lenders. Some banks sharpen their rates for established houses, others are cautious with high-density apartments or new developments.
Knowing which lender suits which property, and which will look most favourably on your situation, is exactly what a broker brings to the table. Instead of walking into one bank and getting one answer, you get a comparison across the market and a recommendation based on your circumstances.
First home buyers across the north
The northern suburbs remain one of the best places in Melbourne to buy a first home, and first home buyers are a large share of my clients. I'll walk you through the whole process in plain English: how much you can borrow, the government schemes you may be eligible for (including the First Home Guarantee and Victorian stamp duty concessions), and getting pre-approved so you can bid with confidence at auction or move fast in a private sale.
There's no charge for any of this. As a broker I'm paid by the lender you choose, so my service is free to you, and I'm upfront about commissions if you ever want to see them.
Refinancing and investing
If your loan is a few years old, a home loan health check takes about 15 minutes: I compare your rate against 50+ lenders and tell you honestly whether refinancing is worth it. For investors, I structure investment loans for tax effectiveness and future borrowing power, including interest-only structures, equity release and self-managed super fund purchases.
Not sure where to start? Try my free calculators to check your borrowing power, stamp duty and repayments, then give me a call.
Quick Response
In free hour when power prove all prevent.
A local broker who knows Melbourne's north, backed by 5.0 stars on Google.
My clients tell me the same things in their reviews: the process is quick, the advice is direct and upfront, and there are no surprises. That's the standard I hold myself to on every loan, and it's why Keystone Mortgage Brokers is rated 5.0 stars from 40+ Google reviews.
I'm also a husband, dad of three and dog walker who knows the juggle of family, work and a mortgage. Wherever you are in Melbourne's north, whether we meet at my Reservoir office, your kitchen table or over a coffee, you'll get straight answers and a clear plan. Call 0430 511 500 for a no-obligation chat about your options.
Workflow and
our successive work process
Blinded by desire that they cannot forese the pain and trouble that are bound to ensue and equal blame belongs to those who fail in their through weakness shrinking.
Did you know I can also help you get other loans?
Home loans aren’t the only thing I can assist with. If you’re planning a renovation, looking to upgrade your car, or starting a new business, I can help you secure competitive finance that fits your needs. With access to over 50 lenders, I’ll do the running around and present the best options, saving you time and money. And just like with your home loan, there’s no fee for my service.
Let’s chat.
Access the most competitive rates from over 50 major banks and lenders
Work with me and I’ll save you time and money by opening the doors to a wide
range of major lenders and loan options. I’ll bring you a personalised and tailored
best-fit solution that supports you to create equity and financial stability.
Keystone Brokers
What My Clients Say
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Northern Suburbs Mortgage FAQ’s
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Which suburbs do you service?My core area is Melbourne's north: Preston, Reservoir, Thornbury, Coburg, Northcote, Thomastown, Kingsbury, Bundoora, Fawkner, Brunswick and surrounds. I also help clients further afield by phone and video.
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Do you meet clients in person?Yes. I meet clients at my Reservoir office on Plenty Rd, at your home, or somewhere local that suits, including evenings. Phone and video appointments are also available.
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How much deposit do I need?Some lenders accept deposits as low as 5%, and eligible first home buyers may avoid lenders mortgage insurance through the First Home Guarantee. The right answer depends on your situation and the suburb's price point, so it's worth a quick chat.
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What does a mortgage broker cost?Nothing. Brokers are paid a commission by the lender once your loan settles, so you get the comparison, advice and paperwork handled at no cost to you.