Free Home Loan Health Check

A complimentary home loan health check can assist you in determining if your current loan is the best fit for you, enabling you to make a well-informed choice about whether to take advantage of improved loan features or a more favorable interest rate.

Why is a mortgage health assessment beneficial?

Examine your present mortgage interest rate: In today’s market, homeowners cannot afford to presume their mortgage is cost-effective. A more competitive interest rate that aligns with your personal financial situation might offer you substantial savings.

Refinancing possibilities:

Refinancing could provide you with an interest rate lower than what you’re currently paying, potentially leading to lower monthly payments and reduced total interest expenses throughout the life of your mortgage. Keep in mind, refinancing may come with its own costs, so careful evaluation is necessary before proceeding.

Deciding on fixed versus variable rates or changing the loan duration:

The current economic climate might make a fixed rate appear appealing; however, it’s crucial to fully understand the implications of fixed versus variable rates to ensure you’re making the best choice for your financial goals. Exploring superior loan features: Seeking a lower rate isn’t the only goal.

Your financial needs may have evolved, prompting you to explore loan features that better cater to your current situation. With another lender, you might avoid additional fees and charges, or you might find a more suitable loan product for your requirements. It’s important to recognize that discussing your options with us doesn’t obligate you to switch lenders.

We’ll suggest a change only if it’s financially advantageous for you.

Contact Glen today to book your free home loan health check.