Looking to secure finance for a property?

As interest rates fluctuate, having an expert who understands the market and has connections to a wide array of lenders can be invaluable.

Glen Stokes from Keystone Mortgage Brokers in Preston Victoria is dedicated to helping you discover a home loan that offers excellent value and intelligent features tailored to your specific situation. He will sift through a vast selection of home loans from more than 50 top banks and alternative lending institutions to ensure you can secure a loan effortlessly and promptly.

For more information on home loans, simply keep scrolling…

Important things to consider:

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Look at properties in your price range in the areas you like as well as the surrounding suburbs. Limiting yourself to one area limits viable options. See what’s happening in the local market by  real estate agents about properties that have sold and go to some local auctions. Once you’ve found the home you’re interested in, you may want to speak to a professional about getting the property valued.

A budget on a property should be your upper limit, not a guideline. Otherwise you run the risk of biting off more you can chew debt-wise.

Don’t allow the emotion of the negotiation get the better of you, but also be careful not to put the owner offside with an insulting offer. If you are making a low offer, make sure to give fair reasons why.

Look at suburbs where there are lots of properties for sale. More choice and less competition are both great situations for a perspective buyer.

This will give you a stronger negotiation position with a seller who is competing with other homeowners in the area.

Ever heard the phrase “perfect is the enemy of good”? This is a warning too many prospective buyers fall prey to. You could pass by many excellent properties in search of the elusive “perfection”. It is always worth staying open minded and listing your requirements in order of priority.

In a lot of cases, the seller can be committed to purchase elsewhere, an investor keen to liquidate an asset or even be over invested and desperate to sell. Asking questions can turn out to be really valuable in ongoing negotiations.

Contact Us
Glen Stokes from Keystone Mortgage brokers in Reservoir will help you search, choose and settle your loan. Chat to him at a time that suits you.

General Enquiries
0430 511 500

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